Category Archives: Retirement

Increase Retirement Plan Participation

You might have the best retirement plan, but if employees aren’t participating, what’s it worth? The following plan changes could make your plan more attractive to all employees. Offer a 401(k) plan and discuss its advantages: Contributions are made with … Continue reading

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Long-Term Care Insurance Helps Protect Retirement Funds

The National Retirement Risk Index found 44 percent of U.S. households were “at risk” for financial insecurity during retirement. Many of our baby boomer and Gen-X employees risk a retirement funding crisis. But long-term care insurance (LTCI) can help. An … Continue reading

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Housekeeping for Retirement Plans

Retirement plans require periodic maintenance to keep running smoothly. Here are some suggestions to ensure your plan complies with all laws and regulations: Periodically review your plan and keep it up-to-date with the law. On a regular basis, ask your … Continue reading

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Your Changing Fiduciary Responsibilities

What exactly do employers’ fiduciary responsibilities consist of when it comes to employee retirement plans? Ensure plan participants have a range of funds to invest in. Track all fund-related expenses, including administrative fees, advisor’s fees, broker’s commissions or fees, and … Continue reading

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Employees Want Advice on 401(k) Plans as Retirement Concerns Grow

As an employer, are you ready? Employers are anticipating an increasing demand from employees for access to investment advice about their retirement and savings plans, specifically 401(k) plans, according to a new study. The sagging economy has made workers more … Continue reading

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